How to Choose the Most Suitable Credit Cards for Your Lifestyle
How to Choose the Most Suitable Credit Cards for Your Lifestyle
Blog Article
How to Choose the Top Credit Cards for Your Spending Habits
Exploring the credit card benefits options can be overwhelming with so many choices available, each offering different miles, cashback, and bonuses. We've optimized the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always aware if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Restaurant spending
- International payments
- General Spend
This information helps us better understand your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including reward and discount cards as well as Enrollment Offers.
We also provide options for further optimization such as only looking at cards from specific banks or cards with no required first-year annual fee.
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**Continuous Monitoring and Recommendations**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your usage patterns and notifies you of changes to optimize your setup to enhance your rewards collection. This adaptable process ensures you always have the ideal set of cards to gain the most advantages.
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